by Taiwo Olufemi
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If you need to send money to Nigeria, using (formerly known as TransferWise) can be a simple and cost-effective option. is an online money transfer service that allows you to send money to over 80 countries worldwide, including Nigeria.

Steps On How to Send Money to Nigeria with Wise. Com

Here is a step-by-step guide on how to send money to Nigeria with

  1. Step 1

Create an account. You’ll need to create a account if you haven’t already. Go to and click “Sign up” in the top right corner to do this. Follow the prompts to create an account using your email address and password.

  1. Step 2

Set up your transfer. Once you’re logged in, you’ll need to set up your transfer. Start by selecting Nigeria as the destination country and entering the amount of money you want to send. You’ll see the exchange rate and any fees associated with your transfer.

  1. Step 3

Add recipient details. Next, you’ll need to add the recipient’s details. This includes their name, address, and bank account details. Make sure you have the correct information before submitting your transfer request.

  1. Step 4

Verify your identity to comply with regulations; may need to verify your identity before allowing you to send money. This typically involves providing a photo of your government-issued ID, such as a passport or driver’s license. Once your identity is verified, you can proceed with your transfer.

  1. Step 5

Pay for your transfer. Finally, you’ll need to pay for your transfer. Wise offers several payment options, including bank transfer, debit card, and credit card. Choose the option that works best for you and follow the prompts to complete your payment.

Once your payment is confirmed, will initiate the transfer to the recipient’s bank account in Nigeria. The recipient will typically receive the money within a few business days, depending on the processing times of the banks involved.

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More Information You Must Know On How to Send Money to Nigeria with Wise.Com

  1. Fees offers low fees for international money transfers. The prices are transparent and upfront, so you know exactly how much you will pay before confirming your transfer. The costs can vary depending on the amount you are sending, the currency you are converting, and your chosen payment method. However, offers one of the lowest fees in the industry, making it a cost-effective option for sending money to Nigeria.

  1. Exchange Rates uses the mid-market exchange rate, which is the rate you will find on Google or Reuters. This means you will get a fair and transparent exchange rate without hidden fees or markups. Additionally, offers a guaranteed rate for a short period, meaning the rate won’t change during that time, even if the market fluctuates.

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  1. Speed

Your transfer speed will depend on several factors, including the payment method you choose and the processing times of the banks involved. However, offers fast transfers to Nigeria, and the recipient will typically receive the money within a few business days. also provides an option for instant transfers to Nigeria, but this may come with higher fees.

  1. Safety and Security is a trusted and reliable online money transfer service. They use state-of-the-art security measures to protect your money and personal information. Additionally, they are regulated by financial authorities in several countries, including the UK’s Financial Conduct Authority (FCA) and the US Financial Crimes Enforcement Network (FinCEN).

  1. Transfer Limits has transfer limits in place to comply with regulatory requirements. The limits may vary depending on your location and the currency you are sending. You can check your transfer limit by logging in to your account and viewing your settings.

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  1. Recipient Bank Fees

When you send money to Nigeria with, the recipient may incur additional fees from their bank. These fees can vary depending on the recipient’s bank and account type. It is a good idea to check with the recipient before sending the money to ensure they understand any fees they may incur.

  1. Customer Support offers excellent customer support to help you with any questions or issues you may encounter. You can contact their support team via email, phone, or chat; they are available 24/7 to assist you.

  1. Mobile App also has a mobile app that allows you to send money to Nigeria from your smartphone or tablet. The app is available for iOS and Android devices and offers all the same features as the platform’s desktop version.

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  1. Additional Services

In addition to sending money to Nigeria, offers other services, such as multi-currency accounts, borderless debit cards, and business accounts. These services can help you manage your money more efficiently and make international transactions easier.

  1. Currencies allows you to send money to Nigeria in various currencies, including USD, GBP, EUR, and more. This means you can choose the best cash for you and your recipient.

  1. Bank Holidays

Keep in mind that bank holidays in Nigeria and other countries can affect the processing time of your transfer. You can check the list of bank holidays in Nigeria on the Central Bank of Nigeria’s website to ensure your transfer will be processed promptly.

  1. Refunds

If for any reason, your transfer is not successful, offers a refund policy. The refund process may vary depending on the payment method you used and the reason for the refund. However, will work with you to ensure you receive your money back as quickly as possible.

  1. Sending to Mobile Wallets

In addition to bank transfers, offers the option to send money to mobile wallets in Nigeria. This can be a convenient option if the recipient needs a bank account or if you want to send money quickly.

  1. Reviews and Ratings has received high ratings and positive reviews from customers and industry experts. They are consistently rated as one of the best international money transfer services due to their low fees, fair exchange rates, and user-friendly platform.


Sending money to Nigeria with is a simple and convenient process. Following these steps, you can transfer money to Nigeria at a competitive exchange rate and with low fees. Sending money to Nigeria with is a straightforward and cost-effective process. With transparent fees, a fair exchange rate, and excellent customer support, is a trusted and reliable option for sending money to Nigeria for anyone looking to transfer money internationally.

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About Author

Avatar of Taiwo Olufemi
Taiwo Olufemi
Olufemi Taiwo is an experienced content writer, highly skilled in researching, writing, and publishing compelling content. A creative and results-oriented writer adept in driving the production of meaningful content for various media platforms and clients. He specializes in writing blog posts, articles, and social media posts for blogs and websites.

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