5 Best Online Money-making Apps To Earn From In Nigeria

by op-ed contributor

Earning a living in the 21st century has gone digital and this is in sharp contrast to how living and sustenance were practiced for instance 50 years ago. Here in Nigeria, the global digital revolution has left an indelible imprint by providing multiple opportunities for people to make a decent living using technological innovations.

Today, earning a living has been democratized especially through the introduction of online money-making apps. In this article, I will be sharing with you the 5 best money-making apps to earn a living here in Nigeria.

As you know, gone are the days when you work for twelve (12) hours in Nigeria, and end up getting a petty change of N1,500. With the introduction and use of money-making apps, wherever you are in Nigeria, you can be able to earn money from the cozy comfort of your home.

You can even be sipping a hot cup of tea or coffee while resting on your bed and still be making a decent income online.

I know by now you will be keenly interested in knowing these money-making apps. Hence, here are the 5 best online money-making apps to earn from in Nigeria. But before I itemize these apps, let’s find out if money-making apps are real.

Are Money-making Apps Real in Nigeria?

In Nigeria, we have seen cases where someone will invest a huge amount of money online, and end up losing it to fraud. It would be naive to tell someone who was a victim of such circumstances to invest his/her money again. However, I will like to guarantee you a 100% return of your money when you try these money-making apps. They are the best when it comes to earning income online in Nigeria.

Online Money-making Apps in Nigeria

The following are five online money-making apps in Nigeria.

  1. Foap

Are you a Nigerian-based photographer? Or someone who likes taking pictures? If that’s you, then, Foap is for you. Foap is an application where you trade your quality pictures in exchange for money. Instead of posting on Instagram, Twitter, and other social media platforms for the sake of likes, post your amazing pictures to earn from this money-making app.

  1. Swagbucks

This is one of the best money-making apps you can use to earn money from anywhere in Nigeria. All you have to do is to take surveys, watch videos, and shop. 

  1. Jumia

You might be familiar with Jumia because it is one of the best shopping apps in Nigeria. But, do you know you can also earn from the app? If not, now you know. You can earn from Jumia by getting more referrals. Whenever you refer a customer with your unique link, you get a percentage from the customer’s shopping fee.

Read also: How to Introduce your Kid to Making Money Online in Nigeria.

  1. Piggyvest

Piggyvest is a money-making app owned by a Nigerian. It offers a 25% return on investment for every registered customer. What this means is that, if for example you invested N20,000 and decided to withdraw, you will get a return of N5,000. Do you get the logic? 

Notwithstanding, Piggyvest also offers end-to-end encryption of funds. More than half of Nigerians who are into earning online have been defrauded. But with Piggyvest, your funds are secured.

  1. Opay

Opay is the first cashback online wallet to be licensed by the Central Bank of Nigeria(CBN). It offers seamless and efficient transfer. Knowing it to be accredited by the CBN implies that it has been tested and trusted. 

Just imagine making transactions without incurring any significant charges. Isn’t that amazing? Of course, it is and instead of service charges being deducted, Opay offers cash returns for any transfer made on the app. 

Having seen the five best money-making apps online, let’s look at the advantages of earning through these applications. 

Read also: Top 10 Investment Apps for Entrepreneurs in Nigeria.

Benefits of Earning Online Through Money-making Apps in Nigeria

There are many benefits of earning money online from money-making apps in Nigeria. These apps can help you make money by doing simple tasks like taking surveys, watching videos, and completing offers. They are a great way to make extra money in your spare time. Here are other benefits:

  1. A stable means of income

Another great benefit of making money from apps is that you can earn a lot of money. If you are good at what you do, you can easily make a full-time income from your app. This can help you to achieve your financial goals and improve your lifestyle.

  1. Learn new skills

Making money from apps is also a great way to learn new skills. If you want to be successful in this field, it is important to keep up with the latest trends and developments. By using money-making apps, you can learn about new technologies and how to use them to your advantage.

  1. Achieve your financial goals quickly

There are many benefits of earning money online from money-making apps in Nigeria. Perhaps, the most obvious benefit is that it can help you to boost your income. If you have a regular 9-5 job, earning extra money on the side can provide you with some much-needed financial breathing room. It can also help you to achieve your financial goals more quickly.

  1. Gain more flexibility and freedom

Another great benefit of earning money from money-making apps is that they can give you more flexibility and freedom when it comes to your work life. If you freelance or work part-time, having a steady stream of additional income can be a lifesaver. It can also be helpful if you need to take time off work for personal reasons or to care for a family member.

Read also: Best Money Saving Apps in Nigeria for 2022.


Finally, making money from apps can be a great way to connect with others who are interested in the same things as you. For example, if you’re passionate about environmental issues, many green apps allow you to earn money while also doing something good for the planet. Similarly, if you love animals, several pet-related apps will let you make some extra cash while caring for your furry friends.

Read also: 10 Valuable Financial Tips for Freelancers in Nigeria.

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About the Author

Ahmad Abdulsamad is a content writer and blogger who is always looking forward to developing quality contents for you and businesses. He is skilled in Product Description, Copywriting, Article rewriting and content creation

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